Northwestern Mutual Comprehensive Financial Retirement Planning
Business & Marketing | Available
Please join Michael Schram of Northwestern Mutual for his Comprehensive Financial Retirement Planning free presentation!
This presentation will be held on Tuesday, July 8, 2025, from 5:30 PM to 7:00 PM at SUNY Oneonta, in Hunt Union, Catskill Room. Registration is required in advance, so that we know how many people to expect.
Presentation Agenda:- Where are your investments held? IRA, ROTH IRA, 401K, 403B, cash?
- What are the tax implications while you're here and when you're gone?
- What is the 10-year spend-down rule as of the 2019 SECURE Act?
- How are your assets invested? Are they diversified?
- Life insurance and Long-term care planning.
- Bring your questions and something to take notes with!
Michael Schram
Michael Schram's mission is to help his clients attain financial security for their families and businesses. Because you cannot predict the future, he will help you prepare for the best- and worst-case scenarios and create a long-term relationship based on quality service and integrity.
- Born and raised in Long Beach NY
- SUNY Oswego graduate, bachelor's degree in finance, class of 2011
- Began his career with Northwestern Mutual in 2011
- Holds CLU and RICP designations
- Lions club member, Cooperstown chapter
- Board member, Helios Care, Oneonta, NY
- Resides in Milford, NY with his wife and 3-year old son